Private pilot — not the live service
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How it works

Write down what you’re actually agreeing to.

You’re moving in together, or you did years ago. Whose name is on the tenancy. How you split the bills. What happens if one of you stops earning — or if you split up. You’ve already agreed to some version of all of it. You’ve just never said it out loud, and you each assumed a different version.

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48 statements. Twelve minutes. No card, and nothing on this page expires.

There is no such thing as a common law marriage in England and Wales. 46% of adults think there is (British Social Attitudes 2019, reported 22 January 2019; HC 92, paragraph 16). Most couples find out what they’d agreed during the argument.

Why that matters

What you end up with

A written agreement in your own words, that you both signed and both keep.

Ten short sections:

why you’re doing this · how you talk · time · money · exclusivity · disagreement and repair · independence · the hard things · what happens if it ends · and a date to read it all again

Not a template you tick through. Every line is one of you writing a sentence the other can hold you to, in language you’d actually use.

It has no legal force, and it says so on every page. What it has is the two of you having decided — and a record of what you decided.

Terms of Us · relationship agreementOur terms
Version
3
Signed
15 Mar
Next review
12 Oct
  1. 1Why We're Doing ThisSigned
  2. 2CommunicationSigned
  3. 3TimeSigned
  4. 4MoneySigned
  5. 5Exclusivity & BoundariesIn progress
  6. 6Conflict & RepairIn progress
  7. 7IndependenceNot started
  8. 8The Hard ThingsNot started
  9. 9If It EndsNot started
  10. 10ReviewNot started
Section 2 · Communication

2.1We check in on Sunday evenings for twenty minutes, phones in the other room.

2.2Neither of us raises anything serious after 10pm. A text is enough to say “not now — tomorrow”.

2.3Off limits in an argument: the past, name-calling, and leaving without saying when we’ll be back.

You14 Mar
Them15 Mar
No legal force — and it says so here.2 amendments · logged word by word

The shape of the finished thing. Not a real couple’s terms.

How you get there

Six steps, in order. You start apart and end up with one document.

  1. 1

    You each answer 48 statements, on your own.

    About twelve minutes, separately, so neither of you edits in response to the other (Your Survey). Not what you think about relationships — what you do in one: how much you need to know where you stand, how much room you take under pressure, how readily you say what’s going on, how hot disagreement runs, how much of your steadiness sits inside the relationship, how closely you watch.

    Find out before you promise.

  2. 2

    You each get a written profile — one of twenty, across six areas.

    In full, including what your pattern costs the person living with you. Yours to keep whether or not you ever pay us anything.

    All twenty are in The Bearing →
  3. 3

    Then one report sets the two profiles side by side.

    Where you’re close, where you’re far apart, and how that gap tends to show up on a Tuesday night (the Structural Report). Described, not scored. There is no percentage on it, and there never will be.

  4. 4

    From that, you write ten short sections in your own words.

    The app can suggest 15 platform clauses from your actual answers rather than a template; you can read those below. Its separate library has 64 browseable records (Your Terms). Every line you write gets a reading on its wording — could you tell whether you’d kept it?

  5. 5

    You both sign them.

    Four formats, from a two-minute countersignature to a full ceremony with witnesses (The Signing). People keep things they marked.

  6. 6

    You keep them, and change them when life changes.

    Every change is recorded word by word — what changed, who changed it, when, and who countersigned (The Log). “That’s not what we agreed” is the most common argument about an agreement. This ends it.

A small preview, not a test

Take a sounding

Three statements from the Sounding, answered for a sample couple. Watch where the two of them land.

A sample couple, not you. Nothing you choose is sent or stored.

If a message goes unanswered for a while, I start building explanations for it.

Not like me at allExactly like me

Answer for your ordinary self.

When things get emotionally intense, my instinct is to get some air.

Not like me at allExactly like me

Answer for your ordinary self.

I can say 'that hurt me' at the time rather than three days later.

Not like me at allExactly like me

Answer for your ordinary self.

That was three of forty-eight. The whole Sounding takes about twelve minutes, and each of you answers on your own.

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For your particular situation

Which part sounds familiar?

Choose your moment to open the relevant chapter. Your answer never leaves this browser.

Where are you two right now?

Choose the one that fits best. It changes what this page shows you first, and nothing else. Your answer never leaves this browser.

Separating? Parting well is free, on every plan

If either of you is afraid of the other, the agreement work is the wrong tool — not because of anything you’ve done, but because an agreement can’t make anyone safe.

Quick exit

Leaves immediately for a weather site — or press Escape. It does not clear your browser history; do that too if you need to.

Your chapter.

Six situations, written for the answer above. The one you chose opens first; the others are here too.

Before the tenancy starts.

We’re moving in together

You are about to sign a tenancy together, or move into one of your places, and neither of you has said out loud how the house will actually run.

Almost nothing about living together gets decided out loud. It gets decided by whoever minds least, on the first day it comes up, and then it stays decided for years. Saying it before the tenancy starts costs one evening; finding it out afterwards costs a good deal more.

Your route: Moving in together — six steps, ending in a signed agreement covering the household, what each of you carries, and what each of you expects at home. Moving in together

Public sign-up opens soon.

One of you can start alone. Everything after the Survey needs you both.

Together for years, and nothing on paper.

We live together, and we’re not married

You have both decided to write an agreement and you are looking at a blank page.

An agreement written in one sitting is an agreement written by whoever had the most stamina that night. Splitting it means each part gets the attention it needs, and either of you can say ‘not tonight’ without derailing the whole thing.

You live together, and you’re not married or in a civil partnership. Most of how the two of you run things was never decided out loud — it was decided by whoever minded least, and stayed decided.

If you separate, or one of you dies, the law treats you differently from a married couple. The official pages say how; we don’t restate them.

The government has consulted on changing this, and its response is still to come.

Your route: Getting it signed — the agreement in five sittings rather than one long one. Getting it signed

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One of you can start alone. Everything after the Survey needs you both.

Two names, or two people paying.

We’re buying a home together

You are buying somewhere together, or one of you is buying and both of you are paying for it.

A property in one name that two people paid for is the most expensive thing on this list to sort out later and the cheapest to write down now. This route gives no legal advice. It produces the brief a solicitor can act on, which is the part that otherwise takes the longest.

Your route: Buying a place together — ending in a brief a solicitor can act on for a declaration of trust, and, in The Vault, a list of where the paperwork lives. Buying a place together

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One of you can start alone. Everything after the Survey needs you both.

The conversation before the nuptial agreement.

We’re getting married

You are getting married, and one of you has mentioned a nuptial agreement.

A nuptial agreement drafted from two people who have not discussed it is a document about their money written by somebody who has met neither of them. The conversation belongs first. What a solicitor does well is the part that comes after it.

Take your time. A wedding date is not a deadline for this.

Your route: Before marrying. Before marrying

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One of you can start alone. Everything after the Survey needs you both.

The year before a first child.

We’re having a baby, or thinking about it

You are thinking about a first child, or you have decided and it has not happened yet.

Most couples find out how the work divides after the child arrives, at the point when neither of them has slept. The year before is the only time both of you can think about it in the abstract — and being wrong on paper is much easier to correct than being wrong at four in the morning.

Nothing you agree between you changes a court’s powers over a child, or child maintenance. The official page says what parental responsibility is.

Your route: Before a first child. Before a first child

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One of you can start alone. Everything after the Survey needs you both.

Nobody remembers deciding any of it.

We’ve been together a while, and nothing’s written down

You have both decided to write an agreement and you are looking at a blank page.

An agreement written in one sitting is an agreement written by whoever had the most stamina that night. Splitting it means each part gets the attention it needs, and either of you can say ‘not tonight’ without derailing the whole thing.

You’ve been together long enough that nobody remembers deciding any of it. Every couple is already operating under an agreement. You each assumed a different version.

Your route: Getting it signed — and six months on, the review: what has moved, what is out of date, and what the two of you would write differently. Getting it signed

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One of you can start alone. Everything after the Survey needs you both.

Something else, or just looking.

  • Blending two families. Two households are becoming one, and the children were here before the relationship was. Blending families One schedule for step-families is still being written.
  • Caring for a parent. One of you has become a carer for a parent, and the other has quietly picked up everything else. Caring for a parent
  • Planning ahead. Neither of you has a will or a power of attorney, and you both know it. Planning for incapacity
  • Living apart. Terms of Us is built for two people who live together, or are about to. The Survey works for you either way. A schedule for couples who live apart is still being written.
  • Going through a hard time. Nothing is wrong. Something is missing, and neither of you can say what changed or when it did. Reconnecting Routes: Reconnecting · After a rupture.If either of you is afraid of the other, the agreement work is the wrong tool.
  • Just looking. You have heard about this and you are the one looking. Your partner has not agreed to anything and does not need to yet. Getting started The four things above, and the three guides.
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One of you can start alone. Everything after the Survey needs you both.

What this is not

  • It is not a contract.

    Nothing you write here has legal force, and every page and every export says so. A cohabitation agreement, a declaration of trust and a will are things a solicitor makes. Where you need one, our job is getting you to a real one.

  • It will not score you.

    No compatibility percentage, no match, no verdict. No consumer product can honestly produce one, and the ones that do are guessing with a confident font.

  • It will not predict how it turns out.

    The report describes where you differ and how that tends to show up. It is labelled descriptive, not predictive, on the page itself — because that is all it is.

  • It will not promise you a better relationship.

    Other products do. What you end up with here is a document the two of you made — not an outcome nobody can see from the outside.

Two people, at the same time.

This needs both of you. One person can take the Survey and get a full profile from it — genuinely useful on its own. Everything after that needs two.

It suits you if

You are moving in together, buying somewhere, having a child, or have been together long enough that nobody remembers deciding any of it.

It doesn’t suit you if

You are looking for a verdict on whether to stay, or if you are the only one who wants to do it. We would rather say so now than take your money.

Someone sent you this and you didn’t ask for it? There’s a version of this written for you →

The 15 platform clauses

A clause is one term in the document. A sentence, sometimes two, that both of you agreed to and both of you can point at later.

Which platform clauses can be suggested comes from your own answers, not from a list somebody decided was standard. You read the suggested wording first, and you write the wording yourselves.

The registry holds 65 records: 50 from the book and 15 from the platform. 64 records are browseable in the app. One book clause is held for specialist review and is not shown there.

They have no legal force. None of these is enforceable by a court, and every page and every export says so. What they have is that you both wrote it down on a day when nobody was in the middle of it — and can point at it on a day when somebody is.

All 15 platform clauses, in fullread them now — no account
Proactive Reassurance

Saying where you stand before you are asked. It costs far less than the repair afterwards.

Suggested when Reassurance offered before it's asked for costs far less than repair afterwards.

We agree that reassurance offered before it is requested costs less than repair afterwards. Each of us will proactively say where we are and when we will be back when apart for an extended period, and neither of us will treat the other's need for reassurance as a failing. Where one of us asks whether we are all right, the other will answer directly rather than treating the question as an accusation.

Space With a Return

Time apart, with a stated return. Space is a legitimate need; withdrawing without a marker is what does the damage.

Suggested when Space is a legitimate need; unannounced withdrawal is what does the damage.

Either of us may ask for time alone without justifying the request. Whoever asks will say roughly how long they need and will make contact when they return. We agree that what we are avoiding is withdrawal without a marker, not the withdrawal itself.

The Pause Signal

A word either of you can say to stop. Past a certain point an argument stops being productive and starts causing damage.

Suggested when Arguments past a certain point stop being productive and start causing damage.

We agree a word either of us may use to pause an argument. When it is used, both of us stop within one minute, without a final word. We will return to the subject within twenty-four hours — the pause is not a way to end a conversation permanently, and neither of us will use it to avoid a topic indefinitely.

Repair Without a Loser

A way back that does not need one of you to concede or be blamed.

Suggested when Repair currently risks depending on someone conceding or being blamed.

Repair does not require one of us to be the guilty party. Either of us can initiate repair without that being an admission of fault, and neither of us will wait for the other to move first as a matter of principle. Each of us will name our own part rather than cataloguing the other's.

Saying It Early

Raising it while it is small. Unspoken things do not disappear; they arrive later, larger, attached to something else.

Suggested when Unspoken things don't disappear; they arrive later, larger, and attached to something else.

We agree that an unspoken need is not the other person's failure to notice. Each of us takes responsibility for saying what we need at low intensity, early, rather than waiting until it is urgent — and each of us undertakes to receive those statements without treating them as criticism.

Protected Independent Life

Time and friendships that stay yours. A relationship carrying the whole weight of one person’s steadiness is under more strain than it can hold well.

Suggested when A relationship carrying the whole weight of someone's stability is under more strain than it can hold well.

Each of us maintains a life outside this relationship — friendships, interests and commitments that are ours alone — and we will each actively encourage the other's, including when we would rather have the time together. We will say so out loud if either of our independent worlds starts to shrink.

Volunteered Transparency

Offered rather than asked for. Information extracted under suspicion does not build trust; information offered freely does.

Suggested when Information offered freely builds trust; information extracted under suspicion does not.

We agree that openness offered freely is worth more than access demanded. Each of us will volunteer relevant information rather than waiting to be asked. Equally, neither of us is entitled to monitor the other's phone, messages or location as a condition of this relationship — transparency is something each of us chooses to give, not something either of us takes.

Limits on Checking

What neither of you will look at. Checking escalates quietly and corrodes the trust it is trying to secure.

Suggested when Vigilance is high enough that checking behaviours are a realistic risk. They escalate quietly and corrode the trust they are trying to secure.

Checking behaviours — reading messages, tracking location without consent, questioning that functions as interrogation, or requiring proof of whereabouts — are not part of this relationship. If either of us feels the urge towards these, we will say so out loud rather than act on it, and treat that as a signal to seek outside support rather than a request the other must satisfy.

Outside Support

When you would bring somebody in, agreed while neither of you needs to. No agreement is a substitute for it.

Suggested when One or more scores fall in a range where professional support would materially help. No agreement can substitute for it.

Some things are bigger than a relationship can hold on its own. Seeking individual or couples counselling is a sign of taking this seriously rather than a sign of failure. Neither of us will treat the other's decision to seek support as a betrayal, and either of us may suggest it without that being an insult.

Deliberate Pace

Slowing a decision on purpose, when momentum may be outrunning judgement.

Suggested when Combined intensity is high enough that momentum may be outrunning judgement.

We will move at a pace we can each assess clearly, and either of us may ask to slow down without that being a withdrawal of commitment. Major decisions — living together, finances, long-term commitments — will be revisited when calm rather than settled during an intense phase.

Safe Disclosure

What happens when one of you says something hard. The clause that makes the rest of the document safe to complete honestly.

Suggested when Recommended for every couple. This is the clause that makes the rest of the document safe to complete honestly.

Anything either of us shares in vulnerability — fears, history, shortcomings, or answers given in these assessments — will never be used in an argument, during it or afterwards. Breaking this is a serious matter between us, not a minor lapse.

The Right to Disagree

Saying no without it being a rupture. Most quiet resentment starts as an agreement somebody did not mean.

Suggested when Recommended for every couple. Most quiet resentment starts as an agreement someone didn't mean.

A 'no' from either of us is a complete answer requiring no justification, and neither of us will punish the other — through withdrawal, coldness or persistence — for declining something. We accept that we will sometimes want different things, and that this is ordinary rather than a threat to us.

Shared Social World

Whose friends and family you take on, and how much.

Suggested when Social isolation scores suggest one of you may feel like an outsider in the other's wider world.

We agree to build a shared social world rather than maintaining separate ones by default. Each of us will actively include the other in our friendships and family life, and will notice and say so if either of us starts to feel like a guest in the other's world.

Realistic Expectations

What you are not going to be for each other, said out loud.

Suggested when Unrelenting-standards scores suggest a bar that neither of you can consistently meet.

We agree that neither of us will be held to a standard of never getting it wrong. Mistakes, off days, and ordinary failures are part of what we are signing up for. We will each notice when we are being more critical — of the other or of ourselves — than the situation warrants, and say so.

Accepting Limits

The things about each of you that are not going to change, and what you do about them.

Suggested when Entitlement scores suggest constraints from a partner may be experienced as unreasonable impositions.

We agree that each of us has the right to set limits, and that a limit is not an attack. Neither of us will negotiate, wear down, or work around a boundary the other has set, and we will each take a stated limit at face value the first time.

Ten sections, and the things a section cannot hold

The agreement has ten sections and they cover the shape of a life together. Some of what you need to write down is more specific than a section — who holds which part of running the home, what happens to the money if one of you stops earning, what you would want known if you could not speak for yourself.

Those go in a schedule. A schedule is part of the agreement rather than a separate document: you write it in your own words, it is signed with the agreement, changed the same way, and shows up in the record like everything else. You take the ones that are about you, and you can add another at any review.

What they are not is legal documents. A cohabitation agreement, a will, a declaration of trust — those do work a schedule cannot do. The product explains what each one does, what it cannot do, and what to take to a solicitor. It does not choose one for you, it does not draft them, and it does not keep a copy.

After you’ve signed

The document is the beginning of it. What follows is ten seconds a day and twenty minutes on a Sunday.

The week

Three marks a day, each. In myself, with us, capacity. It takes ten seconds and it is not a journal. A fortnight of them shows whether the two of you have been having the same week — which is a thing couples are often wrong about, in both directions.

Somewhere to put a thing down. The small recurring irritation, the request you have not made, the thing you noticed and want to say properly. It waits until it can be discussed properly, instead of at 11pm. (The Holding)

A short Sunday conversation, with an agenda you did not write. It assembles itself from the week — what was put down, where your marks diverged, anything still open — and it opens with the appreciations, because a meeting that opens with grievance is a meeting people stop having. (The Walkthrough)

A Sunday agendaexample — yours comes from your week
  • 2 things put down during the week, one marked “not before Sunday”
  • You and they marked “with us” differently on 4 of the last 7 days — worth ten minutes
  • 1 open repair from Tuesday, not yet closed
  • The date to read the terms again is in 3 weeks

The dates the agreement already implies

An agreement that says “we review this every six months” has a date in it. So does a capsule you decided to open on an anniversary, and the Sunday conversation itself.

Those dates collect in one place, the diary, in the app. It sends nothing — no reminders, no notifications, nothing that could appear on a screen someone else is holding. A date either of you keeps to yourself stays that way.

The record

When something changes, the line changes. A job, a move, a child, a hard month. You change the line it affects, both of you sign the change, and the record shows exactly what moved, who moved it and when.

An agreement nobody returns to is a keepsake.

One change, recorded

What a single amendment looks like in the record. Struck through is what went; underlined is what came in.

Section 3, line 2 · changed by them, 14 March · countersigned by you, 15 March

Phone in the drawer from eight seven to nine, weeknights, except when one of us is away.

Two copies

At the second signature the document divides. Each of you keeps a signed copy, and neither copy ever changes: an amendment is recorded in The Log, beside the copies, never inside them.

Yours

Terms of Us · your copyOur terms
Version
3
Signed
15 Mar
Changes
None — ever
  1. 1Why We're Doing ThisSigned
  2. 2CommunicationSigned
  3. 3TimeSigned
  4. 4MoneySigned
  5. 5Exclusivity & BoundariesSigned
  6. 6Conflict & RepairSigned
  7. 7IndependenceSigned
  8. 8The Hard ThingsSigned
  9. 9If It EndsSigned
  10. 10ReviewSigned
Section 2 · Communication

2.1We check in on Sunday evenings for twenty minutes, phones in the other room.

2.2Neither of us raises anything serious after 10pm. A text is enough to say “not now — tomorrow”.

2.3Off limits in an argument: the past, name-calling, and leaving without saying when we’ll be back.

You14 Mar
Them15 Mar
No legal force — and it says so here.Signed copy · never changes

Theirs

Terms of Us · their copyOur terms
Version
3
Signed
15 Mar
Changes
None — ever
  1. 1Why We're Doing ThisSigned
  2. 2CommunicationSigned
  3. 3TimeSigned
  4. 4MoneySigned
  5. 5Exclusivity & BoundariesSigned
  6. 6Conflict & RepairSigned
  7. 7IndependenceSigned
  8. 8The Hard ThingsSigned
  9. 9If It EndsSigned
  10. 10ReviewSigned
Section 2 · Communication

2.1We check in on Sunday evenings for twenty minutes, phones in the other room.

2.2Neither of us raises anything serious after 10pm. A text is enough to say “not now — tomorrow”.

2.3Off limits in an argument: the past, name-calling, and leaving without saying when we’ll be back.

You14 Mar
Them15 Mar
No legal force — and it says so here.Signed copy · never changes

Two signed copies of the sample above. Not a real couple’s terms.

Free. Not a trial.

The Survey plan is the whole Sounding and your whole profile. Nothing is held back and nothing runs out.

  • You answer all 48 statements.
  • You keep your complete profile, and you can export it.
  • You can read the 15 platform clauses that can be suggested before agreeing to anything.
  • Nothing expires. We never ask for a card.
  • If you never pay us, that is a complete and intended outcome.
  • Everything after the profile needs two of you — and one payment covers you both.

Read what you could agree.

A private pilot is running. Public sign-up is not open. You can read the agreement and the routes now, without an account. Shared work needs both of you, and works better when nobody was talked into it.